Florida Chapter 7 and Chapter 13 Bankruptcy Attorneys
Bankruptcy is a legitimate solution to legally eliminate debts and stop creditor harassment in order to allow Americans an opportunity to rebuild their credit and improve the quality of their lives. It is a tough decision to decide to call a bankruptcy attorney, but bankruptcy is a widely accepted and legally recognized procedure that has worked for thousands of people and their families.
Ask Whether Bankruptcy in Florida Is Right for You
The decision to file for bankruptcy is more of a personal one than a legal one. It is important that you do what's right for you and your family. Many of our clients struggle for years trying to pay down credit card debt or medical bills in order to save face or do the right thing.
Of course, during this time your creditors become increasingly aggressive, charging additional late fees, penalties and mounting interest while you and your family suffer in order to just make the minimum monthly payments. If you realistically are unable to pay off your debt in the next few years without starving or living on the streets while you do so, then bankruptcy is clearly an appropriate option.
It is important that you accept your present circumstances and take action to correct them. Remember, that we can't help you unless you help yourself by giving us an opportunity to review your finances and provide you with viable recommendations.
A Legitimate Solution for People Who Find Themselves in Debt
The concept of bankruptcy is very old and goes back well before our country was founded. The Old Testament provides that debts are to be forgiven in the seventh year. People in debt should be given another chance instead of being harassed by creditors for the rest of their lives.
When the United States Constitution was written, our founding fathers thought the right to file for bankruptcy relief was so important, they established it before even considering freedom of speech or religion. Clearly, the history of bankruptcy is a lengthy one and bankruptcy has been a solution for thousands of people over the past centuries including some of the wealthiest and most successful actors, politicians and businessmen in the U.S.
Bankruptcy in Modern Times
Modern bankruptcy laws offer a legitimate solution for many Americans who find themselves unable to pay their bills and wish to get a fresh start. Filing bankruptcy allows you to eliminate much of your debt while also giving you the time you need to get back on your feet without having to deal with creditor harassment.
Not surprisingly, the bankruptcy process is very complex. Every case requires a unique approach, because every person's situation is different. Personal attention is critical. At the P.R. Smith Law Group, P.A., in Florida, our attorneys provide the necessary personal attention, along with more than 50 years of combined legal experience.
What Type of Bankruptcy Makes Sense for You?
There are two types of bankruptcy available to individuals. Chapter 7, the more common of the two, is often referred to as straight bankruptcy. This is what most people think of when they think of bankruptcy. Chapter 13 is a debt consolidation plan. By getting to know your unique situation, we can determine which type of bankruptcy makes sense for you.
In addition to handling personal bankruptcy, we provide Chapter 11 for businesses.
As one of Florida's largest filers of bankruptcy cases, we can help you understand the process and whether filing for bankruptcy is in your best interest. Our attorneys are fully licensed with over 50 years of combined legal experience. Our fees are extremely reasonable and easy payment plans are available. Schedule a free initial consultation with a Tampa bankruptcy lawyer at P.R. Smith Law Group, P.A.
Call us at 888-682-5251 or send us an e-mail to get started today.
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Next History of Bankruptcy
