Bankruptcy Options That Can Work for You
Instead of in Chapter 7 bankruptcy, where debts are discharged automatically, clients in a Chapter 13 bankruptcy are required to create a repayment plan that restructures debt and allows an individual to repay their debts over a set period of time. If you do not qualify for Chapter 7 bankruptcy, or if Chapter 7 bankruptcy is not the right option for your situation, you may still be able to file for Chapter 13 to get debt relief.
At the P.R. Smith Law Group in Tampa, our bankruptcy attorneys have helped thousands of people file for bankruptcy in Florida and have more than 50 years of combined legal experience. We can fully evaluate your financial situation to ensure that Chapter 13 is your best option. If it is, we will assist you in creating a repayment plan that makes senses for you based on your income and debts.
Improve Your Financial Future
Due to 2005 changes to bankruptcy laws, more people have been forced into Chapter 13 debt repayment plans, even when those people may be better served by Chapter 7 bankruptcy. Fortunately, Chapter 13 can work for many people who need to get rid of debt. Our attorneys will help you fully understand your situation and pursue the correct option for you.
We'll inform you about the means test, exemptions, stopping creditor harassment, halting foreclosure and other aspects of bankruptcy.
Let Us Help You Find a Plan That Works
For more information regarding Chapter 13 bankruptcy in Florida, talk with us at the P.R. Smith Law Group and get your questions answered. Call us toll free at 888-682-5251 to schedule a free initial consultation.
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