Experienced Florida Bankruptcy Lawyers
Chapter 7 is by far the most popular and recommended type of bankruptcy. About 70 percent of all bankruptcies are filed under Chapter 7 of the Bankruptcy Code. Millions of Americans have found debt relief using this type of bankruptcy. Chapter 7 affords you the opportunity to eliminate your unsecured debt like credit cards, medical bills, repos, lease termination fees, and taxes, while allowing you to keep all of your exempt assets like your home, car and personal household items.
The attorneys and staff at P.R. Smith Law Group have the knowledge and expertise to guide you through the bankruptcy process without any complications. We appreciate that you are considering entrusting us with one of the most personal and important matters of your life. We pledge that you will be treated with the highest level of respect and integrity throughout your entire case, and we will do everything in our power to ensure that you are satisfied with our services.
How Does Chapter 7 Bankruptcy Work?
Once we file your case, creditors may no longer contact you and all pending lawsuits or wage garnishments must stop immediately. In addition, all your old debts, like credit card bills, medical expenses, past repossessions and lease termination fees, may be totally eliminated. Best of all, in most cases, you may be entitled to keep all of your exempt assets like your home, car and household items.
Imagine being able to wake up tomorrow with no debt and still keep all the personal things that are important to you. Plus, your credit can be re-established to a favorable rating in just two years or less.
About a month after your case is filed, you will be required to attend a meeting with a trustee assigned to your case. This is a court appointed individual who's job is to go over the information we filed in the court concerning your finances. This meeting is not adversarial. There is no judge involved and the meeting is not conducted in a courtroom, but rather in a big meeting room. In most cases, the meeting will be concluded in just 10 – 15 minutes. We will prepare you in advance for the questions you will be asked by the trustee and, of course, we will accompany you at the meeting.
About three (3) months after the meeting, you will receive your discharge in the mail which is a federal court order which permanently stops your creditors' collection efforts and marks the end of your case. In most cases, your entire Chapter 7 will be completed in only four months.
Our Law Firm Makes the Process as Easy as it Sounds
Sounds too easy? With the experience of filing more than 50,000 cases, the Tampa Chapter 7 attorneys and staff at P.R. Smith Law Group have the ability to guide you through the process without any complications.
Our fees range from $850 to $1250 or more depending on the complexity of your case. You can retain our services for just $50 and easy payment plans are available.
For a free initial consultation, call us at 888-682-5251 or send us an e-mail.
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