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Debt Relief Starts With a Free Initial Consultation

The P.R. Smith Law Group, P.A. offers debt relief services from four convenient locations in Tampa and the surrounding parts of Florida. Our bankruptcy attorneys offer more than 50 years of combined legal experience and have filed more than 50,000 bankruptcies. We know the process from start to finish, and we are happy to guide you through it.

To discuss your case with one of our experienced lawyers, call us at 888-682-5251 or send us an e-mail using the form below:

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P.R. Smith Law Group P.A.
Toll Free: 888-682-5251

Tampa office
901 West Hillsborough Avenue
Tampa, FL 33603
Tampa, FL Law Office
Map and Directions

Lakeland office
120 East Pine Street, Suite 7
Lakeland, FL 33801
Lakeland Law Office
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New Port Richey office
5623 US Highway 19 North, Suite 301
New Port Richey, FL 34652
New Port Richey Law Office
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Brandon office
908 Lithia Pinecrest Road
Brandon, FL 33511
Brandon, FL Law Office
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• Home
• Bankruptcy Process
  • What is Bankruptcy?
  • Bankruptcy Warning Signs
  • Do I Need a Bankruptcy Attorney?
  • Don't Feel Guilty About Filing Bankruptcy
  • History of Bankruptcy
• Chapter 7
  • Qualifying for Chapter 7
  • Means Test
• Chapter 11
• Chapter 13
  • Qualifying for Chapter 13
  • Stripping a Second Mortgage or Home Equity Line of Credit (HELOC)
• Chapter 20
• Celebrity Debtors
• What Bankruptcy Stops/Automatic Stay
  • Stop Creditor Harassment
  • Stop Foreclosure
  • Stop Lawsuits
  • Stop Repossession
  • Stop Wage Garnishment
  • Eliminate Taxes Through Bankruptcy
  • Automatic Stay
• Five Steps to Rebuild Your Credit
  • File Bankruptcy
  • Live Within a Budget
  • Start a Savings Plan
  • Review Your Credit Report
  • Obtain New Credit
• Surviving Bankruptcy
  • Home Buying Assistance Program
• Alternatives to Bankruptcy
  • Debt Settlement/Credit Counseling
  • Loan Modifications
• Foreclosure Defense
  • Real Estate and Bankruptcy
  • Bankruptcy, Your Property & Wealth
  • Florida Foreclosure Laws
  • Short Sales and Deed in Lieu of Foreclosure
  • Bankruptcy and Short Sales
  • Mortgage Modifications and Foreclosure Scams
• Bankruptcy FAQs
  • Bankruptcy Myths
  • Celebrity Debtors
  • Bankruptcy Articles
    • When is the Right Time to File for Florida Bankruptcy Protection?
    • You’ve Filed for Florida Bankruptcy Protection. Time to Rebuild Your Credit.
    • You’ve Been Served With a Florida Notice of Foreclosure – Now What?
    • Your Florida Bankruptcy – Should You Go It Alone or Hire an Experienced Bankruptcy Attorney?
    • Holding onto Your Money Instead of the House: Walking Away from a Florida Home Mortgage
    • Chapter 13 Bankruptcy and Florida Mortgages: Stripping a Second
    • Don't Feel Guilty About Filing for Florida Bankruptcy
    • Women and Bankruptcy: Female Filers are More Common than Many Think
    • Florida Seniors and Bankruptcy: Asking for Help Doesn’t Mean Losing Everything
  • What type of bankruptcy should I file?
  • If I file bankruptcy, will I lose my house, car and personal household items?
  • Do I have to go to court?
  • If my debts are discharged in bankruptcy, will the co-signers also be protected?
  • Does my spouse have to file with me?
  • Can I sue overly aggressive debt collectors?
  • If I file bankruptcy, will I lose my pension, IRA or 401(k)?
  • Does bankruptcy stop creditors from calling me or filing a lawsuit against me?
  • Can I file for bankruptcy only once?
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