Lakeland, FL Office Location

P.R. Smith Law Group P.A.
120 East Pine Street, Suite 7
Lakeland, FL 33801
Telephone: 863-686-3328

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• Chapter 7
  • Qualifying for Chapter 7
  • Means Test
• Chapter 13
  • Qualifying for Chapter 13
  • Stripping a Second Mortgage or Home Equity Line of Credit (HELOC)
  • Differences Between Chapter 7 & 13
  • Chapter 13 for Small-Business Owners
• Chapter 11
• Five Steps to Rebuild Your Credit
  • File Bankruptcy
  • Live Within a Budget
  • Start a Savings Plan
  • Review Your Credit Report
  • Obtain New Credit
• Home Buying Assistance Program
• Bankruptcy Process
  • Bankruptcy Warning Signs
  • What is Bankruptcy?
  • Do I Need a Bankruptcy Attorney?
  • Don't Feel Guilty About Filing Bankruptcy
  • History of Bankruptcy
  • Reaffirmation Agreements
• What Bankruptcy Stops/Automatic Stay
  • Automatic Stay
  • Stop Repossession
  • Stop Creditor Harassment
  • Stop Foreclosure
  • Stop Lawsuits
  • Stop Wage Garnishment
  • Eliminate Taxes Through Bankruptcy
  • FCCPA
  • What Creditors Cannot Do
  • FDCPA
  • Fair Credit Reporting Act
• Foreclosure Defense
  • Bankruptcy, Your Property & Wealth
  • Real Estate and Bankruptcy
  • Florida Foreclosure Laws
  • Mortgage Modifications and Foreclosure Scams
  • Bankruptcy and Short Sales
  • Short Sales and Deed in Lieu of Foreclosure
  • Fighting Foreclosure
  • HAMP
  • Short Sales
  • Strategic Abandonment
  • Deed in Lieu of Foreclosure
  • Robosigning
  • Cash for Keys
  • Mortgage Modifications in Bankruptcy
• Types of Debt
  • Credit Card Debt
  • Medical Debt
  • Secured Debt
  • House & Car Repossession
  • Bankruptcy and Tax Debt
• Alternatives to Bankruptcy
  • Debt Settlement/Credit Counseling
  • Loan Modifications
• Chapter 20
• Bankruptcy & Divorce
• Bankruptcy and Student Loans
• Bankruptcy FAQs
  • Celebrity Debtors
  • Bankruptcy Myths
  • Bankruptcy Articles
    • Consumer Protections Against Debt Collectors
    • Florida Bankruptcy And Your Tax Refund
    • Modifying A Florida Home Mortgage
    • What Does the Mortgage Settlement Mean for Florida Homeowners?
    • Can A Bankruptcy Petition Deplete My Retirement Assets?
    • When is the Right Time to File for Florida Bankruptcy Protection?
    • You’ve Filed for Florida Bankruptcy Protection. Time to Rebuild Your Credit.
    • You’ve Been Served With a Florida Notice of Foreclosure – Now What?
    • Your Florida Bankruptcy – Should You Go It Alone or Hire an Experienced Bankruptcy Attorney?
    • Holding onto Your Money Instead of the House: Walking Away from a Florida Home Mortgage
    • Chapter 13 Bankruptcy and Florida Mortgages: Stripping a Second
    • Don't Feel Guilty About Filing for Florida Bankruptcy
    • Women and Bankruptcy: Female Filers are More Common than Many Think
    • Florida Seniors and Bankruptcy: Asking for Help Doesn’t Mean Losing Everything
  • What type of bankruptcy should I file?
  • If I file bankruptcy, will I lose my house, car and personal household items?
  • Do I have to go to court?
  • If my debts are discharged in bankruptcy, will the co-signers also be protected?
  • Does bankruptcy stop creditors from calling me or filing a lawsuit against me?
  • Can I sue overly aggressive debt collectors?
  • If I file bankruptcy, will I lose my pension, IRA or 401(k)?
  • Does my spouse have to file with me?
  • Can I file for bankruptcy only once?
  • Will I Get a 1099?
  • Florida Deficiency Judgments
• Fees
• Articles
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